Terms of Use

About These Terms

These Terms of Use set out the terms and conditions for use of the Inner Balance Academy platform ("Website"), any content, Public Forums, or services offered on or through the Website and/or through any mobile application(s) ("Application") (collectively referred to as the "Platform").

These Terms apply to end users of the Website (referred to as "Learners", "You", "Your"). These Terms, including the Privacy Policy and any other terms published on the Platform or communicated to you from time to time (collectively the "Agreement"), define the relationship between You and the Creator in using the Platform.

When we speak of "Creator", "we", "us" and "our", we mean Inner Balance Academy, creator of this Platform and the content, materials, and services contained therein.

By accessing this Platform you agree to be bound by this Agreement and all applicable laws and regulations. If you disagree with any part of this Agreement, please do not use the Platform.

Access & Registration

If you are an individual, you must be at least 18 years of age. If you are between 13 and 18 years, you must have your parent or legal guardian's permission. Users under 13 (or 16, depending on your country) may not use the Platform.

To access any Content on the Platform, you are required to register by providing your name and email address. You represent that all registration information provided by you is true and complete, and you agree to keep it updated.

For the purpose of this Agreement, "Content" means any course or session (pre-recorded or live) published by the Creator, including reference materials and text files offered as part of that course.

When you register for Content, you may also gain access to Public Forums — discussion spaces to exchange thoughts with us and other learners. Participation is entirely your choice and is not obligatory.

We reserve the right to refuse access to the Platform or remove any content posted by you in the Public Forums at any time without notice, if we believe you have violated any provision of this Agreement.

To access the Platform you will need a "Supported/Compatible Device" (computer, phone, tablet). Compatible devices may change from time to time; please ensure your device remains compatible.

License to Use

You are granted a limited, non-exclusive license to access and view Content on the Platform for your own personal, non-commercial use only. You may temporarily download one copy of any downloadable Content for personal, non-commercial viewing only.

This license does not grant you the right to assign or sublicense it. You may not:

1. Modify, edit, or copy the Content or any material on the Platform.
2. Create derivative works from or commercially exploit any material on the Platform.
3. Publicly display Content (commercially or non-commercially) or use it for any commercial purpose.
4. Attempt to decompile or reverse-engineer any software on the Platform.
5. Remove any copyright or proprietary notices from Content or materials.
6. Transfer any material to another person or mirror it on any other server.

"Creator Content" means any audio, video, image, or text files uploaded by the Creator to the Platform (including in Public Forums).

Communications

Public Forums enable communication between you, us, and other learners. Participation is your choice. If you choose to participate, you agree to adhere to the Code of Conduct (Section 4).

If your conduct violates this Agreement, we may terminate or suspend your access to Public Forums at any time without notice.

You represent that you own or are licensed to use all rights in any content you post in Public Forums ("Learner Content"). You are solely responsible for the legality, reliability, accuracy, and appropriateness of your Learner Content.

By posting Learner Content on the Platform, you grant us a non-exclusive, royalty-free, irrevocable, perpetual, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content throughout the world in any media.

Code of Conduct

By using the Platform, you agree to the following:

1. Lawful use only. You may not use the Platform for any activity that violates applicable laws or regulations, or that disrupts, damages, or impairs the Platform.
2. No harmful content. Content that incites or promotes violence, causes physical or emotional harm, or endangers any individual is expressly prohibited.
3. No hate speech or defamation. We do not tolerate hate speech, libel, slander, threats, or statements that incite hatred based on race, religion, gender, sexual orientation, disability, caste, or any other characteristic.
4. No violent or graphic content. Content whose sole purpose is to shock or disturb individuals, or that promotes terrorist acts, is not permitted.
5. No harassment or bullying. This includes abusive messages, revealing someone's personal information, sexual harassment, or content intended to humiliate.
6. No spam. Posting repetitive, unwanted content or driving traffic to malicious third-party sites is prohibited.
7. No scams. Content designed to deceive others for financial gain, extortion, or blackmail is strictly forbidden.
8. Respect privacy. Please refer to our Privacy Policy for guidance on protecting your and others' privacy.
9. No impersonation. Pretending to be another person, company, or group — including using their name, image, or branding — is not permitted.
10. No unauthorised access. You agree not to disable, overburden, or impair the Platform, introduce malware, or attempt to gain unauthorised access to any part of the Platform or its infrastructure.

Intellectual Property

We own all information, materials, Content, and Creator Content provided on the Platform, including trademarks, logos, images, audio/video files, software, and the layout, design, and look and feel of the Platform ("Creator's Intellectual Property").

You acknowledge that:

• You do not acquire any ownership rights by using the Platform.
• Creator's Intellectual Property is protected by applicable intellectual property laws.
• Any unauthorised use, reproduction, modification, or distribution is strictly prohibited.

Feedback

If you submit suggestions, ideas, comments, or questions about any Content or the Platform ("Feedback"), you grant us a worldwide, non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, distribute, and display such Feedback in any form.

You will have no intellectual property rights in any Content or Platform as a result of our incorporation of your Feedback.

Payments & Refunds

To enrol in any Content, you may need to pay a Content Fee as applicable. Please refer to the Platform for current pricing. Payments are processed through third-party payment processors and may be subject to applicable taxes.

Once you purchase access to Content on the Platform, the purchase cannot be cancelled and the Content Fee is non-refundable, unless otherwise stated in our Refund Policy.

Disclaimer

The Platform is provided to you "as is" and "as available", with all faults and defects and without warranty of any kind. To the maximum extent permitted by law, we expressly disclaim all warranties — express, implied, statutory, or otherwise — including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We make no representation or warranty that:

• The Platform will meet your requirements or achieve any intended results.
• The Platform will operate without interruption or be error-free.
• Any information or content provided is accurate, reliable, or current.
• The Platform is free from viruses, malware, or other harmful components.

Limitation of Liability

In no event shall the Creator be liable for any damages (including loss of data or profit, or business interruption) arising out of the use of or inability to use the Content or any other materials on the Platform, even if we have been notified of the possibility of such damage.

Indemnity & Release

You agree to indemnify and hold harmless the Creator and, where applicable, its officers, directors, agents, and employees from any claim, demand, or action (including reasonable legal fees) made by any third party or penalty imposed due to or arising out of:

• Your breach of this Agreement or any document incorporated by reference.
• Your violation of any law, rule, regulation, or the rights of a third party.

Links to Third-Party Websites

We have not reviewed all sites linked to from the Platform and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of that site.

Use of any such linked website is entirely at your own risk.

Governing Law & Jurisdiction

Any claim relating to the Platform shall be governed by the laws of the Creator's home jurisdiction, without regard to its conflict of law provisions.

You agree to submit to the exclusive jurisdiction of the courts at the Creator's home jurisdiction.

Miscellaneous

1. Amendments. We reserve the right to make changes to the Platform, our policies, and this Agreement at any time. Changes will be posted with a revised date. Your continued use of the Platform constitutes acceptance of the updated terms.
2. Waiver. If you breach these terms and we take no immediate action, we retain the right to use our rights and remedies in any future breach.
3. Assignment. You may not assign or transfer this Agreement. Any attempt to do so will be null and void.
4. Severability. If any provision of this Agreement is found unenforceable, it will be limited to the minimum extent necessary, and the remaining provisions will stay in full effect.
5. Force Majeure. We will not be held responsible for any delay or failure caused by circumstances beyond our reasonable control. This does not affect your statutory rights.